Highlands Mortgage Services LLC - Home Mortgage

Highlands Mortgage Services LLC

20721 Riverside Drive
Grundy, VA
Phone: 276-935-4822
Email: info@highlandsmtg.com

Highlands Mortgage Service is a mortgage brokerage firm founded by finance and insurance professionals with more than 90 years of combined experience. The expert HMS team of originators and consultants is committed to integrity, professionalism, and an old-fashioned, "good-neighbor" consideration that guarantees 100% satisfaction to each and every client. The company is locally owned and operated, with a vested interest in the southwest Virginia community it serves.

Call or email us NOW to get Pre-qualified: Charlie Holmes or Ben Hamby at 276-628-1276 or toll free 1-800-401-8318.

Home buyers come in all shapes and sizesâ€¦
and so do our loans! Here are just a few of them. Call us for more details and more options.

First-Time Homebuyer
Special programs specifically for the first-time homebuyer.

REFINANCE
Get a lower rate, cash back or consolidate your debts.

Self-Employed
Programs that work for independent business professionals.

Low-Income or Less-than-Perfect Credit
Flexible qualifying criteria for those with credit blemishes, low down payments, and more.

Fixed Rate
Gives you the security of having the same interest rate for the life of the loan.

Adjustable Rate
Options that can be less expensive or help you qualify for a larger mortgage.

15, 30, & 40 Year Loans
Long or short term payment options tailored to your financial goals.

Home Equity
A loan or line of credit secured by the equity in your home.

Construction
A loan that works with you from the ground up.

Get it together
Here are some items you may be asked for during the application process:

* Amount you want to borrow
* Borrower and Co-Borrower Social Security numbers
* Name and address of employer
* Paycheck stubs
* W-2 statement from the two previous years
* Primary and secondary income information
* Asset information
* Information on any current home loan.

Licensed by the Virginia State Corporation Commission
*Virginia Mortgage Broker License # MB-3333