First Citizens Bank

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First Citizens Bank

4767 Main St
Drakes Branch, VA 23901
Phone: 434.568.3761


The Right Mortgage

Choosing the right mortgage is just as important as choosing the right house. First Citizens offers a full menu of products, each with different features and advantages. We can pre-qualify you on the spot. And with the power of Decision PointSM, our mortgage bankers are able to quickly process loans.

We offer:

* Conforming Fixed Rate Loans
Long and Short Terms
Flexible Mortgages
* Jumbo Fixed Rate Loans
Long and Short Terms
* Conforming ARMs
3/1, 5/1 ARMs
* Portfolio ARMs
5/1 ARM
* Jumbo ARMs
3/1, 5/1, 7/1, 10/1 ARMs
* LIBOR ARMs
3/1, 5/1, 7/1, 10/1 ARMs
* Community Lending
FHA, VA, USDA - Rural Development
North Carolina Housing and Virginia Housing
* Construction-to-Permanent Mortgages


© 2009 First Citizens Bank