First Citizens Bank - Home Mortgage

First Citizens Bank

1 South Main St
Chatham, VA 24531
Phone: 434.432.2311

At First Citizens Bank, our values have been the basis of the way weâ€™ve done business for more than a century. By understanding and embracing these values, the bank has been able to focus on the needs of our customers and build strong relationships that last a lifetime.

The Right Mortgage
Choosing the right mortgage is just as important as choosing the right house. First Citizens offers a full menu of products, each with different features and advantages. We can pre-qualify you on the spot. And with the power of Decision PointSM, our mortgage bankers are able to quickly process loans.

We offer:
* Conforming Fixed Rate Loans
Long and Short Terms
Flexible Mortgages
* Jumbo Fixed Rate Loans
Long and Short Terms
* Conforming ARMs
3/1, 5/1 ARMs
* Portfolio ARMs
5/1 ARM
* Jumbo ARMs
3/1, 5/1, 7/1, 10/1 ARMs
* LIBOR ARMs
3/1, 5/1, 7/1, 10/1 ARMs
* Community Lending
FHA, VA, USDA - Rural Development
North Carolina Housing and Virginia Housing
* Construction-to-Permanent Mortgages

Â© 2009 First Citizens Bank