Sterling Mortgage Corporation

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Sterling Mortgage Corporation

645 Rappahannock Drive
White Stone, VA 22578
Phone: (804) 435-8705
Fax: (804) 435-8708
Email: jtucker@sterlingmortgage.com


Sterling Mortgage is the only place you will receive "Sterling Service". We will return your calls promptly. We will find the mortgage loan that's right for you and guide you through the entire process from application to accompanying you to the closing.

Sterling Mortgage has been serving borrowers in the mid-Atlantic since 1989. We have been here through all of market's ups and downs. In fact, many of our employees have been with the company for more than 10 years. That is experience you can count on! At Sterling Mortgage, you are treated like family!

Conventional
Sterling offers Conventional mortgage loans that can finance the entire purchase price of your home, and then some! We use an automated underwriting system made available to us by Fannie Maeâ„¢ and Freddie Macâ„¢ that can get you an answer on your mortgage application in minutes, not days, and can get you in your new home quicker with less paperwork and shorter processing times. These loans are available to homebuyers whether you have a 20% down payment, or no down payment! Borrowers who have less than 20% down may pay Private Mortgage Insurance (PMI) or we can often arrange a second loan to pay the required down payment. There are many repayment options with terms that can be customized to meet your financial goals and needs. Qualifications are generally based upon credit score, household income, and equity (the amount of money you have available for a down payment). There are many conventional loans available to first-time homebuyers.

CONSTRUCTION LOANS
Sterling Mortgage offers construction loans that allow you to finance the construction of your new home or to make major home improvements on your existing home. We can finance up to 95% of the construction cost plus the purchase of your building lot. If you already own your building lot you can use the equity in that lot as your down payment on the construction loan. The construction-permanent loan allows you to close once to cover the construction loan and the permanent mortgage.