State Farm Agent - Jack Davis LUTCF
State Farm Agent - Jack Davis LUTCF

145 King Street
PO Box 598
Keysville, VA 23947-0598
Phone: (434) 736-8188
Fax: (434) 736-9579
Residential: (434) 736-9515


Home Mortgage Loans

Information

* Minimum loan amount is $25,000
* Maximum loan amount is $650,000*

* Larger loan amounts available by request on an individual case basis.

* Variety of products:
o Fixed rates
o Adjustable rates
* Pre-approvals available
* Can be used for purchasing or refinancing:
o Primary residence
o Second home
o Properties may be a single family home (1-4) unit, condominium or
Planned Unit Development (PUD)
* Loans to finance the construction of a property are not available.
However, any of the mortgage products may be used for a mortgage upon
completion of the construction
* Rates may change daily based on market conditions
* Fees and closing costs vary by geographic area and the type of loan
* Maximum loan-to-value varies by product and situation but can be as high as
95 percent
* Property that is for sale or has been sold (i.e. "bridge loans") is not
eligible
* FHA and VA loans are not available at this time

Copyright 2009, State Farm Mutual Automobile Insurance Company.
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