Blue Ridge Mortgage - Home Mortgage

Blue Ridge Mortgage

155 Market Square
Bedford, Virginia 24523
Phone: (540) 586-1973
Fax: (540) 586-9052

Blue Ridge Mortgage is a locally owned and operated residential mortgage company. Since June of 1998, we have been dedicated to helping members of our community acquire home mortgages.

Competitive
We specialize in purchase loans, construction loans, rate and term refinance, and debt consolidation. By having access to literally hundreds of wholesale lending institutions, we can shop to ensure you the most competitive residential mortgage available.

Personalized Service
Please contact us to discuss your situation with one of our Personal Loan Officers.

We work with lenders from all over the country, with over 100 different mortgage products to suit your needs.

Purchase Money
We offer the most competitive rates on 30, 20 and 15 year fixed rate loans and on adjustable ARM's. We have loan programs available through multiple lenders, and can usually offer same day qualification with our on-line services.

Construction Loans
Blue Ridge Mortgage offers the most attractive construction loan in the industry. Since your construction loan modifies to a permanent loan once construction is completed, you save on closing costs by only closing once. You'll pay low interest during construction, and your contractor is paid incrementally based on the percentage of completion of your project.

First Time Home Buyers
We have many programs that can help the first time homebuyers get into a home with little or no money down.

F.H.A., VA., V.H.D.A.
Along with our many conventional mortgage products we offer FHA and VA, and VHDA Loans to qualified buyers. These products often times offer the additional flexibility that a conventional loan does not.

Refinancing
We not only help you purchase a home, we help present home owners lower their existing interest rate, get additional funds for home improvements, or cash for debt consolidation. We offer second and third mortgages, and even loans of up to 125% of the appraised value of your property!

Copyright 2005 Blue Ridge Mortgage. All rights reserved.