Bank of Clarke County

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Bank of Clarke County

382 Fairfax Pike
Stephens City, VA 22655
Phone: (540) 869-0077
Email: bweller@bankofclarke.com


For over 125 years, Bank of Clarke County’s loan department has been turning dreams into realities. Whether it’s financing a car or adding an addition to your existing home, we offer a variety of lending solutions to fit your needs and your budget. Our lending options feature competitive rates enhanced by personalized service. Let our friendly, knowledgeable neighborhood loan professionals find the perfect, customized loan or line of credit that’s right for you.

Mortgages
We have a full line of fixed and adjustable rates to fit your financial requirements. Use our online calculators to help assist you in determining price affordability. Contact us today and we will personally walk you through the application process and partner with you in owning the home of your dreams.

Home Equity Loans
Let the equity in your home work for you. Home Equity Loans are great ways to pay off high-interest credit cards, consolidate debt, improve the look of your home, or plan your daughter’s dream wedding. We offer no closing costs on Home Equity Lines of Credit if closed at the same time as 1st residential mortgage. You can also avoid closing costs by opening a Home Equity Line of Credit and leaving it open for a minimum of 3 years.

Personal Line of Credit
Personal Lines of Credit provide you with the cash you need for big purchases at rates competitive with most credit cards. As you need the funds, simply contact one of our loan representatives and they can transfer cash directly to your checking account. There are no application fees and no monthly payments until you use your credit line. We offer both secured and unsecured lines of credit.

Construction Loans
We offer construction loans to give you the flexibility you need during the home building process. Closing on this loan happens before construction begins, but interest does not accrue until the draw begins, usually over a period of time. After the construction of your home is complete, this loan can be converted to a standard mortgage. This one step application/closing process can save you both time and money. Construction loans are available in both fixed and adjustable rates over a range of terms.


(c) Bank of Clarke County 2008. All rights reserved.